Farm-Mate® Policy-Property Insurance | Farm-Guard®-Liability Insurance | Home-Guard® Policy-Homeowners Insurance

Protect Your Home With The Home-Guard® Policy

Thank you for considering the Home-Guard® policy. This page should help you make an informed decision about the insurance coverages we offer and the coverages you need.

The Home-Guard® policy provides outstanding protection for your most important asset — your home.

The policy offers a variety of coverages to protect your dwelling and personal property. It also offers protection against possible financial disaster from accidents or injuries occurring on your property or from your personal acts.

Property Coverages


Other Structures

Personal Property

Additional Living Expenses and Loss of Rents

Additional Coverages

Personal Liability Protection

Public Liability

Coverage for claims made against an insured person for bodily injury or property damage arising from accidents or injuries occurring on the premises for which the insured becomes legally obligated to pay due to personal acts

Medical Payments

Provides coverage for medical expenses that arise from accidents or injuries occurring on the insured premises

Damage to Property of Others

Covers property damage to property of others which you borrow or use

Optional Coverages



Home Elite

If your home qualifies, you will be eligible for the expanded coverages offered by the Home-Guard® Select policy. These additional coverages include: